SuperZen Cars offers comprehensive financing solutions to make your vehicle purchase more accessible and affordable. We understand that every customer has different financial needs, which is why we provide various financing options.

Available Financing Programs:

Conventional Hire Purchase:

• Traditional vehicle financing with fixed monthly payments
• Flexible loan terms from 1 to 9 years
• Competitive interest rates starting from 3.5%
• Early settlement options available
• No prepayment penalties

Islamic Financing (Al-Ijarah):

• Shariah-compliant financing solutions
• Transparent profit-sharing structure
• No hidden charges or penalties
• Ethical and fair financing terms
• Starting from 3.8% profit rate

Corporate Financing:

• Special financing programs for businesses
• Fleet financing options
• Tax-efficient financing structures
• Bulk purchase discounts
• Corporate rates available

Financing Features:

• Quick approval process
• Competitive interest rates
• Flexible down payment options (10% minimum)
• No prepayment penalties
• Online application available
• Professional financial consultation
• Trade-in value consideration

Down Payment Options:

Standard Financing:

• Minimum 10% down payment
• Higher down payments may qualify for better rates
• Trade-in value can be used as down payment
• Cash or bank transfer accepted

Special Programs:

• First-time buyer programs: 5% minimum
• Corporate programs: 15% minimum
• Loyalty program members: 8% minimum

Loan Terms:

• 1 to 9 years available
• Flexible monthly payment options
• Early settlement without penalties
• Refinancing options available

Application Process:

1. Initial Consultation: Discuss your financing needs with our team
2. Application Submission: Complete the financing application form
3. Documentation Review: Submit required documents for verification
4. Credit Assessment: Our partners conduct credit assessment
5. Approval and Terms: Receive financing approval with detailed terms
6. Loan Agreement: Review and sign the loan agreement

Required Documents:

• Malaysian IC (MyKad) or passport
• Proof of income (salary slips, bank statements)
• Employment verification letter
• Bank account statements (3-6 months)
• Credit history report (if available)

Contact our financing team to discuss your options and find the best financing solution for your SuperZen vehicle purchase.