SuperZen Cars offers flexible early payment options to help you save on interest and pay off your vehicle loan faster. We understand that financial situations can change, and we provide options to accommodate your needs.

Early Payment Benefits:

• Reduce total interest paid
• Shorten loan term
• Lower monthly payments (if refinancing)
• Build equity faster
• Improve credit score
• Financial flexibility

Early Payment Options:

Partial Prepayment:

• Make additional payments on your loan
• No prepayment penalties
• Flexible amounts and timing
• Reduces principal balance

Full Prepayment:

• Pay off entire loan balance
• No early settlement fees
• Immediate ownership transfer
• Complete financial freedom

Refinancing:

• Lower interest rates available
• Extend or shorten loan term
• Consolidate multiple loans
• Improve monthly cash flow

Prepayment Process:

1. Contact Our Team: Reach out to discuss your prepayment options
2. Get Payoff Quote: Receive current payoff amount and terms
3. Choose Payment Method: Select your preferred payment method
4. Complete Payment: Make the prepayment through approved channels
5. Receive Confirmation: Get confirmation of payment and updated loan status

Prepayment Methods:

• Online banking transfer
• Bank draft or cashier's check
• Direct debit from your account
• In-person payment at our centres

Important Considerations:

• Ensure you have sufficient funds for prepayment
• Consider impact on your monthly budget
• Check for any prepayment restrictions
• Verify payoff amount before making payment
• Keep records of all prepayment transactions

Our financing team is here to help you understand your prepayment options and make the best financial decision for your situation.